I am not having the best of weeks.
We are currently uninsured, and my son is about to run out of his medications for ADHD. We had one refill left on one of the meds, which cost $300 out of pocket. He's actually on 4 medications, but we will only be able to get the two main ones, due to cost restraints. The others I had wanted to wean him off of anyway.
I spent the entire day on hold, waiting for an appointment at the local clinic, just to get the kid prescription refills, and still got no one. It's really eye-opening and scary, not ever having been without insurance in my life. My job doesn't start insurance for employees until they are employed 90 days. It's freaken BS, is what I think. What the hell are we supposed to do? We couldn't afford the $1300 they wanted for Cobra back when we could've gotten it. And right now, it's affording either health insurance or his medication...but the health insurance has a prescription deductible, so it wouldn't help.
So, even if I paid for the insurance, I wouldn't be able to afford the medication, which is the whole point. So even though I am making a decent wage, down to the county health clinic and germ fest I go, because it's my only option to medicate my son so he doesn't act up and fail his classes.
But "no Obamacare"....no way....that makes too much sense to have coverage for EVERYONE so that prescriptions are affordable. I bet it would be cheaper for me to buy a plane ticket and fly round trip to mexico to get the prescriptions at an affordable price than to buy them from Target.
And then today I find out the kids are off the next two weeks for break.
Jesus H. Christ.
I will end up wanting to hurt one of them. Or all of them. lol.
It's about 90 degrees outside today. And I can't stop shaking, I am so cold. Goosebumps down my arms and legs, sitting outside. I am too cold to take a hot shower. I literally do not think I could take being naked and wet right now, I am so cold. I am so glad I have nothing constructive to do for the next two days. I need rest.
I am so sorry for what you are going through. My husband and I have been without insurance for some time now, and it is NOT my favorite experience. On Monday our health insurance from my job kicks in. For the first time in a couple of years, we will be insured. I'm losing about half of my take-home pay, though, to cover the insurance. It's a scary thought, because like you said we still have to pay for the prescription co-pays. I'm basically working to pay for insurance for our family and medications for my husband. There has to be a better answer!
ReplyDeleteP.S: Out-of-pocket, my husband's medications cost $900 per month.
Medication costs are rediculous!!
ReplyDeleteKerri, my aunt requested some health insurance information last month and they sent her a FREE perscription card along with the information. She has no insurance and has struggled to buy the medication she takes the past few years; sp, she was sceptical!
However, Last week when she had to refill a medication that normally costs her $120 out-of-pocket and she was shocked! The meds only costed her $53 and some change, this time!
She gave me one of the Free Perscription cards; and it has their companies information on it. I hope this information can help you (and anyone else) save some money too!!
(The companies web address is www.allegiantplans.com/rxcut and the phone number is 1-800-808-1213.)